Camping Lanterns -- Experience The Great Outdoors In Style
Is
your work taking
a toll
on you? Well,
you no longer
need to fear
for your sanity.
There is a sure way
for you to get away from the hustle
and bustle
of the city life
- camping! There
is nothing more relaxing
than communing
with nature once
in a while.
But before
you leave for the great outdoors, check all the
necessities first.
Preparing for a
camping trip
does not begin
and end
with getting a tent
and a
sleeping bag. You will
need supplies such
as waterproof matches for
some warmth
and for cooking, bug spray to
help you
avoid those creepy crawlers, extra clothing , food
and water. And don't forget to bring a
good camping lantern. Once you
have these items, you
are ready to
take on the great outdoors.
In the
good old days,
people are not
very fussy with the supplies they bring
during camping. If they have a blanket, a canteen, a knife and clothes on
their backs, they're ready for some
adventure. However,
this is not the "in" thing
anymore. More people would want to camp in
style. Of course,
camping is not
camping without some level
of roughness and adventure, but right now,
camping does not
need to
be too troublesome.
Items such
as camping
lanterns surely make the trip a lot manageable. It is also
very safe, as camping lanterns don't build bonfires. I
remember camping
when I was a kid. I only
had the barest of necessities - a sleeping bag, a box of
matches, my knife and a good camping lantern. There really is nothing like
having the velvety
sky and stars as your ceiling.
I
still enjoy the
outdoors. Although I must admit
that I
do not go as
often anymore. Work has indeed taken a toll on my schedule. But when I do have the chance, I take my family
out camping. My young daughter is beginning to enjoy camping, and for our most
recent trip, I bought
her a camping
lantern for her very own use. It's not
exactly a lantern, because
it is more of a kid's lamp, but it works just as good. So if you are up for some adventure, why not
try bringing with you a camping lantern? It's not very hard to
find one.
There are a lot of camping and
sporting goods store that may have camping lanterns in their stock. If you cannot find any such store in your area,
well then,
what are you waiting for? Since you are
online reading this
article, why not
search for some camping lanterns? There are a lot of many good deals online for camping equipment and accessories - camping lanterns, sleeping bags, tents. Almost every item you need for camping can be found on the internet to make sure that your experience with the great outdoors will be fun, safe and exciting.
Luke Cameron is owner of Recreation Booth. - an online magazine offering news, tips and articles on recreation related topics. His
website can be found at:
http://www.recreationbooth.com and
http://www.theoutdoorsmag.com.
Meeting Your Family's Health Needs With An HSA
Making
sure that
your family
is able
to stay healthy partly
depends on having
a good health insurance
program for them. One
of the more recent new additions
to the health insurance industry
is called
the Health Savings
Account (HSA). This new program enables
you to have reduced insurance rates
because of
a higher deductible,
and a tax deferred
savings program with it. Here
are some of
the features of this program.
Reduced Rates
By getting
a health insurance program with a
high deductible,
you are able
to greatly reduce
your monthly premiums. This
is an
especially good way
to go, if
you are younger
and currently
have pretty good health.
The deductible amounts are pre-determined by
the government, and you are required
to have deductible amounts between $1,050
and $5,250
for singles, and
it needs to be between $2,100 and $10,500
for families.
Savings Are Tax Exempt
One of
the great benefits of this
type of plan
is that, like an IRA, you
enjoy tax-free income, and interest on
the amounts you have
in the
program. You can
put into the plan money that comes
off the top of
your taxes.
There are limits, though, and for
singles it is up to $2,700, and for families it is
$5,450. A
little extra benefit is that you are able to
take off of
your taxes
any money that is
deposited into the account all the way up to April 15th. So, if you are coming up to tax time, and
find you need to reduce your taxes some
more, you can put it into your HSA, and find the tax
break you need.
Better Coverage
The new HSA's have an extra real nice feature - they cover more.
Some things that you may not have been
covered for under another type of policy, you may find that you are covered for with an HSA. This could actually allow you to
get a better coverage for less. Things like dental coverage, therapy, even non-prescription medicines and some
alternative treatments may
also be covered, and even some
mental illness treatments, too.
You Keep Control
Under an HSA, you are the one
in control of the money. It is
yours to use. You can take money
out of the account when you want, but only the money that is used only for medical purposes is tax-exempt. Generally, you will be given a
card, like a credit card, that gives you
access to the account. Whenever you use money from the account, the insurance
company automatically gets a receipt, and it is subtracted from your account, and your deductible - and it remains tax
exempt. Like any
other insurance policy, once you have paid the deductible amounts, the rest is up to the insurer to pay.
By having the high deductible you reduce the premiums considerably. The savings account can also provide a good hedge for your medical insurance program for the
future, too, because any money not used toward the deductible remains your money to use next year, if you need it.
On the other hand, the money in your HSA might also be used to provide some money for retirement - assuming you maintain your good health.
Joe
Kenny writes for the Personal Loans Store, allowing
visitors to compare
UK loans and also focuses on personal loans for
UK residents.