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Saturday, March 8, 2008
  Camping Lanterns -- Experience The Great Outdoors In Style
Is your work taking a toll on you? Well, you no longer need to fear for your sanity. There is a sure way for you to get away from the hustle and bustle of the city life - camping! There is nothing more relaxing than communing with nature once in a while. But before you leave for the great outdoors, check all the necessities first.

Preparing for a camping trip does not begin and end with getting a tent and a sleeping bag. You will need supplies such as waterproof matches for some warmth and for cooking, bug spray to help you avoid those creepy crawlers, extra clothing , food and water. And don't forget to bring a good camping lantern. Once you have these items, you are ready to take on the great outdoors.

In the good old days, people are not very fussy with the supplies they bring during camping. If they have a blanket, a canteen, a knife and clothes on their backs, they're ready for some adventure. However, this is not the "in" thing anymore. More people would want to camp in style. Of course, camping is not camping without some level of roughness and adventure, but right now, camping does not need to be too troublesome.

Items such as camping lanterns surely make the trip a lot manageable. It is also very safe, as camping lanterns don't build bonfires. I remember camping when I was a kid. I only had the barest of necessities - a sleeping bag, a box of matches, my knife and a good camping lantern. There really is nothing like having the velvety sky and stars as your ceiling.

I still enjoy the outdoors. Although I must admit that I do not go as often anymore. Work has indeed taken a toll on my schedule. But when I do have the chance, I take my family out camping. My young daughter is beginning to enjoy camping, and for our most recent trip, I bought her a camping lantern for her very own use. It's not exactly a lantern, because it is more of a kid's lamp, but it works just as good. So if you are up for some adventure, why not try bringing with you a camping lantern? It's not very hard to find one.

There are a lot of camping and sporting goods store that may have camping lanterns in their stock. If you cannot find any such store in your area, well then, what are you waiting for? Since you are online reading this article, why not search for some camping lanterns? There are a lot of many good deals online for camping equipment and accessories - camping lanterns, sleeping bags, tents. Almost every item you need for camping can be found on the internet to make sure that your experience with the great outdoors will be fun, safe and exciting.

Luke Cameron is owner of Recreation Booth. - an online magazine offering news, tips and articles on recreation related topics. His website can be found at: http://www.recreationbooth.com and http://www.theoutdoorsmag.com.

 
  Meeting Your Family's Health Needs With An HSA
Making sure that your family is able to stay healthy partly depends on having a good health insurance program for them. One of the more recent new additions to the health insurance industry is called the Health Savings Account (HSA). This new program enables you to have reduced insurance rates because of a higher deductible, and a tax deferred savings program with it. Here are some of the features of this program.

Reduced Rates

By getting a health insurance program with a high deductible, you are able to greatly reduce your monthly premiums. This is an especially good way to go, if you are younger and currently have pretty good health. The deductible amounts are pre-determined by the government, and you are required to have deductible amounts between $1,050 and $5,250 for singles, and it needs to be between $2,100 and $10,500 for families.

Savings Are Tax Exempt

One of the great benefits of this type of plan is that, like an IRA, you enjoy tax-free income, and interest on the amounts you have in the program. You can put into the plan money that comes off the top of your taxes. There are limits, though, and for singles it is up to $2,700, and for families it is $5,450. A little extra benefit is that you are able to take off of your taxes any money that is deposited into the account all the way up to April 15th. So, if you are coming up to tax time, and find you need to reduce your taxes some more, you can put it into your HSA, and find the tax break you need.

Better Coverage

The new HSA's have an extra real nice feature - they cover more. Some things that you may not have been covered for under another type of policy, you may find that you are covered for with an HSA. This could actually allow you to get a better coverage for less. Things like dental coverage, therapy, even non-prescription medicines and some alternative treatments may also be covered, and even some mental illness treatments, too.

You Keep Control

Under an HSA, you are the one in control of the money. It is yours to use. You can take money out of the account when you want, but only the money that is used only for medical purposes is tax-exempt. Generally, you will be given a card, like a credit card, that gives you access to the account. Whenever you use money from the account, the insurance company automatically gets a receipt, and it is subtracted from your account, and your deductible - and it remains tax exempt.

Like any other insurance policy, once you have paid the deductible amounts, the rest is up to the insurer to pay. By having the high deductible you reduce the premiums considerably. The savings account can also provide a good hedge for your medical insurance program for the future, too, because any money not used toward the deductible remains your money to use next year, if you need it. On the other hand, the money in your HSA might also be used to provide some money for retirement - assuming you maintain your good health.

Joe Kenny writes for the Personal Loans Store, allowing visitors to compare UK loans and also focuses on personal loans for UK residents.

 

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